Pag-IBIG Housing Loans can be used to financed any of the following: Lot-Only Property

Pag-IBIG Loans are allowed only to Pag-IBIG Members who are at least two years already and who have contributed at least 24 months. Of course, new mexico there are other requirements, before the loan is finally granted, but the point is Loans from Pag-IBIG is only open to its members.
The maximum housing loan amount that can be granted new mexico to any member is only PhP 3,000,000. So that means if the property you are considering is priced more than PhP 3M, you need to come up with some form of up-front payment (or equity) to settle the price difference virus the loan amount. Or, you may opt for another financial institution. Please refer to the Mortgage Loan Fundamentals . What type of Real Estate or Real Estate Projects can be financed with Pag-IBIG?
Pag-IBIG Housing Loans can be used to financed any of the following: Lot-Only Property — It could be a raw land or parcel of land in a subdivision development. House Construction or Improvement — The residential unit should be constructed on a lot owned by the member. new mexico House and Lot Purchase — New or old house with lot. If you are buying from a developer, please check with your broker/agent if Pag-IBIG can be used to finance the property you wanted to buy. Refinancing Of An Existing Mortgage Loan
Good question! Most buyers of real estate in the Philippines have no idea of the interest rate that comes with the loan. As a buyer, you should make it a top priority to know about the interest rate and be able to compare it to competing lenders.
I have titled land 500 sq meters in the province. I got this lot from our parents. I’m OFW and paid more more than 24 months contributions to Pag-Ibig.I want to construct a two storey house and I want to borrow 1 million pesos only. How much will be the interest if I want to pay for 5 years or 10 years.
Sir/Madam, Pwede po bang ipaliwanag new mexico sa akin dahil kumuha ang misis ko ng housing loan na nakapangalan sa kaibigan niya yung bahay ngayon ang sabi ng misis ko nasa 700,000 lang ang lahat ng bayarin,naghuhulog po ako ng 9,200/month may anim na taon na akong nagbabayad so mahigit ng 600,000 ang naihulog ko ngayon di ko alam kung niloloko na ako sa amount dahil ang sabi kung babayaran ko na ang balance mga 450,000 pa kung itutuloy ko aabot pa ng 700,000,di ko maintindihan dahil ang alam ko once na ganito ang monthly payment computed na yun kung ilang taon akong magbabayad,ang lumalabas sa sabi ng misis ko parang di na ako matatapos na naghuhulog,at taga Dasmarinas,Cavite po ako,sa new mexico Century Bank po siya naghuhulog,isa po ba ito sa paying banks ng Pagibig.Please guide me thru.Salamat po.
Get an updated Statement of Account from Pag-IBIG. This should include an itemized list of your payments. Take a look at the terms of the loan and the interest rate. These two factors determine the amount of your monthly amortization.
ask ko lang po kung wala pang 2 years ang hulog ko sa pagibig, pwede parin kaya ako mag avail ng house loan? i was planning new mexico to loan a town house kc, ang prob ko po is 1 year palang new mexico ako nagbabayad sa pagibig
hi! how can i check my total pag-ibig contribution? i paying my pag-ibig contribution for more than 24 months. i transfered to another company and i’ve learned that i need to fill up some documents to merge my contribution from my previous employer to the present. how long will it take to merge my contribution? new mexico will this affect my plan of availing a loan? i am planning to buy a house next month. thanks
hi! new mexico i am planning to buy a lot but it does not have a title yet (tax declaration and denr documents only). i want to avail of a pag-ibig loan for the lot and the house construction. new mexico is that possible? or kailangan ko munang ipatitle ang lot before i can avail of the loan? thank you.
gud morning sir, gusto ko lng po magtanong about my housing loan application,gusto ko lang po iverify kung naipasa na talaga ng aking developer jan sa office nyo yong application ko kasi sobra tagal n po kasi sinasabi po nila nasa inyo na for evaluation nong march pa po kasi yon,ganon ho ba talaga katagal ang process bago maloan take out ang bahay,
Can the principal borrower sell the house & lot under mortgage with HDMF less than a year to anyone without consent from husband or wife? What if they separated and the spause would want to assume the responsibilty to pay will he or she pay something to the spause who is the principal borrower for the previous cash outlays he/she made?
i just want to ask kung paanu po ako mgkakaroon ng contact with all the developer here in gensan? kasi the last time i go to the PAG-IBIG office here in gensan sabi niya ako daw mghanap ng developer, new mexico paanu ako maghahanap e wala nmn ako maxadong alam n mga developer. meron po ba kayong mga list ng mga developer dito?
If you are looking for a house or property, then your first priority is to look for the property. The developer should be next. You may want to look at the official webs