Step cavendish #1: Attend The Loan Orientation. Officially, it

Step cavendish #1: Attend The Loan Orientation. Officially, it’s called Loan Counselling Session . It’s conducted at any Pag-IBIG Office all over the Philippines. Check your nearest Pag-IBIG Fund office to check their scheduled Loan Counselling Session.
Step #2: Fill Up Some Documents. Normally, you will be asked to accomplish the following documents: Preliminary Counselling Questionnaire Some basic questions that are easy to answer. Membership Status Verification Slip (MSVS) This will be used by the assigned staff to check your records and contributions to the Pag-IBIG Fund. Housing Loan Application (HLA) This is the official document cavendish where you signify your intention of getting a loan.
Step #3: Submit HLA And Other Required cavendish Documents. This will probably take a couple of days to comply. But once all of the documents in the requirement checklist are ready, submit them together with the Loan Application Form . You will be asked to pay the processing fee, which is non-refundable.
Step #6: Visit the Bureau of Internal Revenue and Registry of Deeds. Pay for the documentary stamps and capital cavendish gains tax at the BIR. Have the Registry of Deeds put an annotation of mortgage cavendish on the Land Title.
Step #7. Get Loan Proceeds. But you have to show Pag-IBIG Fund the following documents: Original Transfer Certificate of Title (TCT) in the name of the applicant with annotated mortgage Deed of Absolute Sale with original cavendish stamp from the Registry of Deeds New Tax Declaration in the name of the applicant Updated Real Estate Tax Receipt (for house and lot, if applicable) Occupancy Permit (secured from LGU Engineering Office, if applicable) Assignment of Loan Proceeds
Further Note: If you are buying a property from a real estate developer , this whole process cavendish would be easier. All that are needed is for you to follow Steps 1 to 3. Ask your agent or broker if he/she can assist on the housing loan application most often you will be extended an assistance.
Filed Under: Buying Tips , Housing Loans , Real Estate Finance Tagged With: Capital Gains Tax , Documentary Stamp Tax , Documents , Housing Loan Process , Land Title , Loan Proccess , Membership Verification , Pag-IBIG Housing Loan , Requirements
HI. I’m Teody, currently having a residence visa here in Dubai and been working here for almost 5 years as a customer service Officer / Pricing officer, i just want to know how can i apply for housing loan to your good office and what are the requirements needed in availing that loan specifically for an OFW like me.
Thank you for writing the processes. I hope that you can help us finance the house of my father in law. Is that possible? My husband is the member of pag-ibig. Is he qualified for that house financing loan?
Hi, I’m Jay Sindac, my documents are complete & submitted already by my developer only last week, how long it will take to release my check since I want my husband to finish all the transactions before coming back here in AbuDhabi on Aug 12. Can you help me to follow up my application to avoid paying interest again to my developer cavendish if I’ll fail to pay them on or before Aug5. as they told me. Thank you.
I want to purchased a house and lot amounting to 380,000.00 no title yet because the owner is still paying the NHA.what shall i do to avail housing loan from pag-ibig?and how much will be available for me. thanks and Godbless, darlene
Please check if you can assume the mortgage the seller. The way it works is you have to pay the seller a certain amount, he will work on transferring the title. And then, you can apply for a loan from Pag-IBIG — make sure you are qualified first.
Just wondering what’s needed to pay after you get the Notice cavendish of Loan approval if the amount approved is 1,942,000 pesos. Can you pls provide me the breakdown of all the taxes needed to pay in order for the title to be transferred to your name and so Pag-ibig can release the loan amount cavendish of the seller. Basically, all the charges involved to transfer the title and who do you pay it for. How long does it normally take to process ang get the approved loan amount cavendish be released to the seller.
Just want to inquire regarding OFW Housing loan Program. My husband and I is here in Dubai for the last 4 years and we are planning to start building our own house with the assistance of Pag-ibig. Reqquirements needed is already prepared cavendish (employement contract plus SPA). Can you please cavendish provide me the complete cavendish details on how to submit our application, terms of payment etc.
I think the next step is for you to look for a property. Your broker/agent/developer might be able to help you in getting a loan once you have selected a property cavendish to buy. If not, you can always proceed to any Pag-IBIG office after you have all the details of the house you are buying.
Hi, Im brian i have my own house and lot and i want to improve or to extentend it but the problem cavendish is i’